Docks, wells, septic systems and shoreline rules: the questions we ask on every lake home before our buyers commit.
A lake home is a different kind of purchase. The view sells it, but the details underneath decide whether it’s a good buy. These are the things we check on every Hollins Lake home.
1. Is it really waterfront?
“Lake access” and “waterfront” are not the same. Some homes share a community dock; some have a deeded right-of-way to the water. We confirm exactly what comes with the property.
2. The dock
Docks need permits, and older ones may not meet today’s rules. We ask for the permit history and look at the condition of the pilings and decking.
3. Well and septic
Most homes around the lake use a private well and septic system. We recommend a water test and a septic inspection on every purchase. They cost a few hundred dollars and can save thousands.
4. Shoreline rules
There are limits on clearing trees and building near the water. If you plan to add a deck, a boathouse or a beach, we’ll check what’s allowed before you buy.
5. Insurance and resale
Ask for insurance quotes early. Homes with a private dock and good water depth resell best; steep lots with long stairs down to the water are harder to sell.
Prices
Lake cabins start around $450,000. Modern homes with a private dock can go well past $1 million.
